Access to EU Finance

This site will help you to apply for loans and venture capital supported by the European Union.

Select your country to search for financial opportunities.

How it works

Who is eligible for EU funding?

EU Funding is available for all types of companies of any size and sector.

A wide range of financing is available: loans, microfinance and venture capital. Every year the EU supports more than 200 000 businesses. The EU also supports businesses with grants and contracts.

How it works

The decision to provide EU financing will be made by the local financial institutions such as banks, venture capitalists or angel investors.

Thanks to the EU support the local financial institutions can provide additional financing to businesses.

The exact financing conditions – the amount, duration, interest rates and fees – are determined by these financial institutions.

You can contact one of over 1000 financial institutions to find out more.

Your right for credit feedback

You have a right to get feedback from credit institutions on their credit decision.

This can help you understand your financial position and improve your chances to obtain financing in the future.

Use your right and refer to Article 431 of the EU Capital Requirements Regulation.


Financing of digital transformation

The COSME Loan Guarantee Facility (LGF) supports the financing of digital transformation projects by SMEs in all sectors of the economy, regardless of their current level of digitalisation.

If you are a business looking for financing opportunities, go to our database to see the options available to you.

If you are a financial intermediary participating in the COSME digitalisation pilot, please proceed to the COSME digitalisation questionnaire. Please visit the EIF portal for additional information about COSME support for the digitalisation of SMEs.

Privacy statement - Financial intermediaries

Need help or advice?

Get in touch with specialised assistance services

Do you have questions on operating a business cross-border, for example exporting or expanding to another EU country? If so, the Enterprise Europe Network can give you free advice.

You can also use the assistance service finder to find the right help for you.